Dell issues a Preferred Account card(DPA) to its customers who can buy laptops or other electronics from Dell ecommerce site. PPIC must establish a process where merchants/vendors can offer the DPA card, as a payment option, on their website. Selecting the DPA card payment option on merchant/vendor website, will send the request to DFS Gateway via API. After a successful fraud check, via Iovation, DFS will send a real time authentication/authorization call to Fiserv. The Fiserv response will be sent back to the merchant/vendor. The customer will be notified immediately on the website. The merchant will notify PPIC of fulfilled orders and PPIC will submit the billing record to Fiserv, via the Standard Monetary Format (batch).
PPIC has provided a platform, “Easy & Direct Financing Solution”, with the design as per the DELL standards which handles the payment requests from Merchant sites, authorize with Fiserv, detect the fraud and process it,.
Our solution includes: